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Send & Receive


Move your money across town, across Africa or across an ocean the fast, easy and borderless way.

Lightning-fast, Secure Money Transfers

Enjoy free transfers and the lowest cross-border rates. More money stays in your pocket, and more arrives in theirs.

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Sending Money is as Easy as Sending a Text

Securly link any mobile money or bank account.
Cash in and Cash out at no cost.

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Instant Airtime for Less

Get 2% cashback on Airtime, every time. Instantly top-up from anywhere, on any network. Send Airtime to anyone across Africa.

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Bill pay

Pay Your Bills in Just a Few Taps

Use GafaPay Cash to make instant bill payments. Paying bills is easy, secure, and can all be done from one place. Plus, you’ll never pay additional fees.

Pay your bill,but skip the fees

Get all the benefitsof online pay, with no extra cost

Save time save money,pay bilss on GafaPay

Power Your Passions and Grow Them

into Brilliant Businesses

Join GafaPay Today

Verified for Safety, Security, and Peace of Mind

Everyone on GafaPay verifies their identity for increased trust. Unique @GafaPaya Tags making it easy to always be 110% sure you’re sending money to the right person.

Pay School Fees & Send Pocket Money in Seconds

Help the scholars in your family thrive at school. Quickly cover school fees and activity costs, and never miss a payment when you’re out of town.

In an instant send support, feed a passion, or strengthen a bond

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